Enjoy lakefront living at its finest! View magnificent sunsets from the comfort of your own back yard beach and private dock. This custom Bryant Building Co home of 3 bedrooms and 2 baths has been lightly lived-in by one family since 2008. Located on a private dead-end road, this home will bring you away from the stress of modern-day life. The paver-brick walkway and covered front porch lead into the foyer. See the formal dining room on your right, and straight ahead, gaze out through the French doors in the living room and see the back yard, beach, dock, and Alligator Lake. The open kitchen has granite counters, tile backsplash, plenty of KraftMaid cognac cabinets with soft-close doors, drawers, pull-out spice racks, and bread pantry. All kitchen appliances will stay, plus the washer and dryer. The breakfast nook is adjacent to the kitchen, perfect for that morning cup of coffee with the lake view. The primary suite features a large bedroom with its own mini-split AC unit, walk-in closet, and private bath with dual sinks, step-in glass shower, and jetted tub. There is a security safe that may be negotiable. The two secondary bedrooms share the hall bath. Bedroom 2 has a walk-in closet, bedroom 3 has a large double closet. The French doors lead out to the covered back porch, with stone pavers underfoot, and outdoor shower. There is a 10'x12' shed for storage. The Trex-decking dock is 200' long with a 15'x12' sitting area at the end. Alligator Lake is part of Osceola County's Alligator Chain of Lakes, famous for fishing and boating. Roof was replaced in 2022, AC is 10 years old and has been regularly maintained by Del-Air. There is a termite bond, Home Defense Pest maintenance outside, and in-wall pest protection inside. The home is on well and septic to save you money on your water bill, with a water softener system that was replaced in 2023. The home has impact resistant noise-dampening storm glass windows. The security system is Simpli-Safe sensors on the windows. The garage is oversized, perfect for a bass boat. Exterior painting was refreshed in 2022. The sellers have thought of everything to make this a comfortable low-maintenance home, now it's your turn to enjoy it!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $3,700 | $3,697 | $4,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.