Welcome to this inviting Cape Cod-style home, offering timeless charm and modern convenience in a prime location. Perfectly situated minutes from I-91, this property provides easy access to Hartford CT, Springfield MA, including Bradley International airport and local hospitals. This adorable Cape boasts: 3 bedrooms, one on the first floor is extra large and close to the full bathroom. The 2nd floor bathroom is currently being renovated with a large walk in shower. Wall-to-wall carpeting in most rooms make this home cozy and warm. The 2nd floor carpets were replaced aprox 18 months ago. Enjoy the 3 season porch located off the kitchen, ideal for relaxing or entertaining. The armoire located in the porch is included for the buyers enjoyment. Private and fenced backyard is a peaceful oasis, perfect for outdoor activities or gardening. This home combines the charm of Cape Cod architecture with practical features that suit today's lifestyle. Whether you're commuting or staying close to home, you'll love the comfort, space and accessibility this property.
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $376 | $376 | $376 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,921 |
Total Monthly Payment | $1,941 | $1,940 | $2,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.