FHA and VA ready! Welcome to your dream home! This stunning 4-bedroom, 2-bathroom Solar (paid-off) home is turn-key, FULLY FURNISHED and ready for it's new owner! Close to the nearby Elementary School and the Ralph Carter Park (also has a skate park). Just 12 minutes from the beach and nestled on an oversized, fully fenced corner lot, this home has undergone fantastic updates that elevate its appeal and functionality. Step inside to discover a spacious split floor plan featuring a gas fireplace, fresh interior paint, and now, brand new 2024 HVAC & Water Heater for added comfort year-round. The kitchen is a chef's delight with newer stainless-steel appliances, granite countertops, and luxurious soft-close cabinetry and drawers. Overlooking the breakfast nook and spacious living room, it's perfect for entertaining or enjoying family meals together. But the updates don't stop there! In 2023, a solar panel system was installed, helping you save on energy costs while being environmentally conscious. Plus, the backyard has been transformed into your own private oasis with over 400 square feet of pavers, a fixed gazebo, and a brand-new 7 person CalSpas Hot Tub, creating the perfect setting for relaxation and outdoor gatherings. As you explore further, you'll find wood-look tile throughout the home and carpet in the bedrooms for added comfort. The fenced-in backyard offers ample space for outdoor activities and includes a large shed with electric, ideal for storing lawn equipment and more. This home also boasts a 2019 roof, 2020 fence, brand new gutters, and new privacy screens for the garage. The homeowner is even willing to leave the home furnished and include a riding mower for the new owners' convenience. Don't miss out on this incredible opportunity to own a beautifully updated home with all the amenities you've been searching for. Call a Realtor today to schedule your showing and make this house your own! Just buy and move in! FULLY FURNISHED TRULY TURN KEY HOME!! Solar is paid off and conveys!! VA Mortgage is also assumable but Buyer must be VA qualified to assume it!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $315,992 | $315,992 | $315,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,129 | $2,688 |
Total Monthly Payment | $2,508 | $2,455 | $3,014 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.