2 Ripton PLACE, Palm Coast, FL, 32164 | $394,990

FHA and VA ready! Welcome to your dream home! This stunning 4-bedroom, 2-bathroom Solar (paid-off) home is turn-key, FULLY FURNISHED and ready for it's new owner! Close to the nearby Elementary School and the Ralph Carter Park (also has a skate park). Just 12 minutes from the beach and nestled on an oversized, fully fenced corner lot, this home has undergone fantastic updates that elevate its appeal and functionality. Step inside to discover a spacious split floor plan featuring a gas fireplace, fresh interior paint, and now, brand new 2024 HVAC & Water Heater for added comfort year-round. The kitchen is a chef's delight with newer stainless-steel appliances, granite countertops, and luxurious soft-close cabinetry and drawers. Overlooking the breakfast nook and spacious living room, it's perfect for entertaining or enjoying family meals together. But the updates don't stop there! In 2023, a solar panel system was installed, helping you save on energy costs while being environmentally conscious. Plus, the backyard has been transformed into your own private oasis with over 400 square feet of pavers, a fixed gazebo, and a brand-new 7 person CalSpas Hot Tub, creating the perfect setting for relaxation and outdoor gatherings. As you explore further, you'll find wood-look tile throughout the home and carpet in the bedrooms for added comfort. The fenced-in backyard offers ample space for outdoor activities and includes a large shed with electric, ideal for storing lawn equipment and more. This home also boasts a 2019 roof, 2020 fence, brand new gutters, and new privacy screens for the garage. The homeowner is even willing to leave the home furnished and include a riding mower for the new owners' convenience. Don't miss out on this incredible opportunity to own a beautifully updated home with all the amenities you've been searching for. Call a Realtor today to schedule your showing and make this house your own! Just buy and move in! FULLY FURNISHED TRULY TURN KEY HOME!! Solar is paid off and conveys!! VA Mortgage is also assumable but Buyer must be VA qualified to assume it!

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 100 x 125
  • Laundry: Laundry Room
  • Style: Craftsman
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,004
  • Acreage: 0.29
  • Lot Size: 100 x 125
  • Est. Taxes: $3,012
  • Lot Desc: Corner Lot, City Lot
  • Elem. School: Rymfire Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: FC305387
  • Days on Market: 19 days
  • Website: https://www.raveis.com
    /prop/FC305387/2riptonplace_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2024 1:53:18 AM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2 Ripton PLACE, Palm Coast, FL, 32164

$394,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $315,992 $315,992 $315,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $251 $251 $251
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,129 $2,688
Total Monthly Payment $2,508 $2,455 $3,014

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.