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2 Ripton PLACE, Palm Coast, FL, 32164 | $395,900
FHA and VA ready! Welcome to your dream home! This stunning 4-bedroom, 2-bathroom Solar (paid-off) home is turn-key, FULLY FURNISHED and ready for it's new owner! Close to the nearby Elementary School and the Ralph Carter Park (also has a skate park). Just 12 minutes from the beach and nestled on an oversized, fully fenced corner lot, this home has undergone fantastic updates that elevate its appeal and functionality. Step inside to discover a spacious split floor plan featuring a gas fireplace, fresh interior paint, and now, brand new 2024 HVAC & Water Heater for added comfort year-round. The kitchen is a chef's delight with newer stainless-steel appliances, granite countertops, and luxurious soft-close cabinetry and drawers. Overlooking the breakfast nook and spacious living room, it's perfect for entertaining or enjoying family meals together. But the updates don't stop there! In 2023, a solar panel system was installed, helping you save on energy costs while being environmentally conscious. Plus, the backyard has been transformed into your own private oasis with over 400 square feet of pavers, a fixed gazebo, and a brand-new 7 person CalSpas Hot Tub, creating the perfect setting for relaxation and outdoor gatherings. As you explore further, you'll find wood-look tile throughout the home and carpet in the bedrooms for added comfort. The fenced-in backyard offers ample space for outdoor activities and includes a large shed with electric, ideal for storing lawn equipment and more. This home also boasts a 2019 roof, 2020 fence, brand new gutters, and new privacy screens for the garage. The homeowner is even willing to leave the home furnished and include a riding mower for the new owners' convenience. Don't miss out on this incredible opportunity to own a beautifully updated home with all the amenities you've been searching for. Call a Realtor today to schedule your showing and make this house your own! Just buy and move in! FULLY FURNISHED TRULY TURN KEY HOME!! Solar is paid off and conveys!! VA Mortgage is also assumable but Buyer must be VA qualified to assume it!
Features
- Rooms: 13
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 100 x 125
- Laundry: Laundry Room
- Style: Craftsman
- Year Built: 2005
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 2,004
- Acreage: 0.29
- Lot Size: 100 x 125
- Est. Taxes: $3,012
- Lot Desc: Corner Lot, City Lot
- Elem. School: Rymfire Elementary
- Middle School: Buddy Taylor Middle
- High School: Flagler-Palm Coast High
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: FC305387
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/FC305387/2riptonplace_palmcoast_fl?source=qrflyer
Listing courtesy of REALTY EXCHANGE, LLC Phone: 386-446-0017
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2 Ripton PLACE, Palm Coast, FL, 32164
$395,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,720 | $316,720 | $316,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $251 | $251 | $251 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,107 | $2,105 | $2,716 |
| Total Monthly Payment | $2,433 | $2,431 | $3,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388