Welcome to your DREAM HOME! This STUNNING 4-bedroom, 2-bath residence is situated in a highly coveted GATED community of WATERFORD ESTATES in the picturesque town of PUNTA GORDA, offering the perfect combination of elegance, privacy, AND resort-style living. This is an EXCEPTIONAL HEATED SALT WATER POOL HOME offers 4 bedrooms, 2 bathrooms and a 2 car garage with privacy screen, situated on an OVERSIZED CORNER lot and 2101 sq ft of living area. When you walk in, you will notice the OPEN-CONCEPT living and dining areas are designed for seamless entertaining and everyday comfort. HIGH ceilings, large windows and neutral colors flood the space with natural light, creating an airy and inviting atmosphere. The heart of the home features a CHEF’S kitchen with NEWER stainless steel appliances, NEWER quartz countertops, beautiful backsplash, a large island, plenty of cabinet space with PULL OUT drawers throughout and a HUGE pantry! Cooking and hosting have never been easier or more enjoyable. The OVERSIZED dining room area features sliders that open to your screened-in lanai, offering tranquil views of the enclosed pool area. This home BOASTS a thoughtful layout with FOUR generously sized bedrooms, providing ample space for family, guests, or a home office. The primary suite offers a SERENE RETREAT with an en-suite bath and HUGE walk-in closet, toilet room and linen closet. The separate laundry room is very SPACIOUS with room for folding. Step outside to your PRIVATE PARADISE with a sparkling POOL AND SPA, perfect for cooling off on hot days or entertaining friends and family. The GENEROUS surrounding PAVER patio area is ideal for sunbathing, dining, or hosting gatherings. KEY OTHER FEATURES are NEW ROOF 2022, HURRICANE SHUTTERS 2019, and FULL HOUSE R/O SYSTEM. Community features include RESORT STYLE amenities with a clubhouse featuring, two large pools, fitness center, bocce ball courts, pickleball courts, walking paths and a neighborhood sprinkler system and lawn service for a maintenance-free lifestyle. This community is also very golf cart friendly and offers an established variety of community social activities. All this is conveniently located to historic downtown Punta Gorda shopping, restaurants, boating, sailing, golf, entertainment, I-75/US41 and close to the local airport. THIS HOME IS A MUST SEE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $418 | $418 | $418 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,365 | $3,036 |
Total Monthly Payment | $2,888 | $2,858 | $3,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.