Lakefront condo in Sounthwinds at Five Lakes! This spacious villa gives you the feeling of a free standing home with two car garage even though a shared wall with neighbor, no one living above. Split bedroom floor plan layout with huge great room, vaulted ceiling with recessed lighting in living and dining area of this spacious 2 bedroom, 2 bath +den and Florida room. Lots of natural light. Upgraded eat-in kitchen cabinets, counter tops (2022) and stainless steel appliances. Master suite complete with walk-in closet, en suite with upgraded cabinet/vanity and counter top, dual sinks and shower. Bonus room off of living room with pocket doors for privacy and could easily be used as an office/den or for guest to sleep. Rear papered patio with lake view and papered front courtyard. AC (2022). New wind rated garage door 8/2024. PGT hurricane windows throughout villa with exception of sliders at Florida room which has removable shutters. You are allowed 1 pet 20# or less and annual rental allowed. Enjoy the community pool, tennis courts and clubhouse. Gulf beaches are 15 minutes away and minutes to restaurants, shopping, public transportation.
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Our Executive Mortgage Banker:
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,836 | $1,813 | $2,328 |
Total Monthly Payment | $2,164 | $2,141 | $2,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.