Move-in ready, this quintessential Cape home in Mystic offers over 1, 600 sq. ft. of comfortable living space and is situated on a corner lot in the Heather Glen neighborhood. The cozy living room features a warm gas fireplace, perfect for relaxation. There is a separate dining room with beautiful built-in shelving ideal for hosting gatherings with family and friends. The home provides the option for a first-floor bedroom or turn it into a perfect office or study space, complete with a hideaway bed for accommodating guests. A full bathroom is conveniently located on both the main floor and the second floor, where you'll find two large bedrooms, each with inviting reading nooks. The modern full kitchen includes stainless steel appliances, quartz countertops, garbage disposal and a center island for dining and meal preparation. It also has walkout access to the back patio and a fully fenced backyard. An attached two-car garage with an automatic opener adds convenience, especially on cold winter mornings. This home is ideally located near open space and a park for walking, with easy access to I-95 and downtown Mystic. Come see this wonderful Mystic home today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Remodeled,Ceiling Fan,Laminate Floor | 19.0 x 12.0 | Upper |
Bedroom 2 | Remodeled,Ceiling Fan,Laminate Floor | 18.0 x 12.0 | Upper |
Dining Room | Remodeled,Book Shelves,Laminate Floor | 12.0 x 11.0 | Main |
Full Bath | Remodeled,Laminate Floor | 9.0 x 5.0 | Main |
Full Bath | Remodeled,Laminate Floor | 4.0 x 8.0 | Upper |
Living Room | Remodeled,Gas Log Fireplace,Laminate Floor | 12.0 x 15.0 | Main |
Primary Bedroom | Remodeled,Laminate Floor | 13.0 x 9.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $523 | $523 | $523 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,579 | $3,327 |
Total Monthly Payment | $3,179 | $3,177 | $3,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.