This meticulously maintained townhouse offers a unique combination of safety, comfort, and modern upgrades, making it an exceptional find for future homeowners. This home provides peace of mind and is located in a secure, quiet, and resilient neighborhood which is the sought-after Willow Greens community. This spacious and energy-efficient 3-bedroom, 2. 5-bath townhouse boasts a 2-car garage and abundant storage. Over $25, 000 in energy-efficient upgrades include hurricane-impact windows, a high-impact balcony slider door, an insulated storm-rated garage door, and a brand new circuit breaker panel. A standout feature is the recently added $25, 000 enclosed sunroom, offering over 200 square feet of bonus living space. Equipped with high-impact windows, storm-rated walls, and a portable A/C unit, it’s perfect for relaxing or entertaining year-round. The thoughtful layout features a first-floor owners suite with a large walk-in closet and private bath, along with a convenient half-bath for guests. The light-filled kitchen offers ample cabinet space, including a single and double pantry, a built-in TV nook, and a cozy dining area. Upstairs, two guest bedrooms, a guest bath, and a spacious 10' x 14' bonus room provide flexible living options. The second-floor balcony offers scenic sunset views, while the loft area enhances the home’s open and airy feel with vaulted ceilings throughout. The garage accommodates two vehicles or serves as a well-lit workspace, complete with hanging storage lofts, a garage door opener, and the washer and dryer are included. A short walk leads to the community pool and clubhouse, while the HOA’s solid reserves and affordable fees cover a range of services, including water/sewer, trash, basic cable with Wi-Fi, exterior maintenance, and roof replacement. Ideally located in mid-Pinellas County, this home offers convenient access to Clearwater, St. Petersburg, Tampa Bay, and nearby beaches, shopping, golf courses, parks, schools, medical facilities, places of worship and more! All this without flood insurance!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,822 | $311,822 | $311,822 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,048 | $2,610 |
Total Monthly Payment | $2,279 | $2,252 | $2,814 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.