Welcome to 165 Lawrence Mountain Rd, Gilboa, NY, in picturesque Schoharie County. This rustic property spans 5 acres, offering the perfect Upstate New York camp. The cozy 3-bedroom rustic camp is designed for comfortable glamping, featuring newer vinyl replacement windows, a warm pellet stove, and high-speed internet available for seamless connection even when you are unplugging from city life. Step outside to your personal haven, complete with a private wood patio, firepit, and pear trees that enhance the scenic surroundings. A newly installed frost-free hydrant, multiple storage sheds, and a charming park-like setting provide both beauty and practicality. Upgraded features include a 100-amp service with generator hook-up, and a new privy shed equipped with electricity and heat, ensuring convenience and functionality. Located in the heart of Schoharie County, this property offers proximity to an array of attractions. Outdoor lovers will enjoy the nearby Mine Kill State Park, while history enthusiasts can explore the Old Stone Fort Museum. The location also ensures easy access to major hubs-just 2. 5 hours to the George Washington Bridge, 1 hour to Albany, and 45 minutes to Cooperstown-providing the ideal balance of rural tranquility and urban connectivity. Don't miss your chance to own this serene retreat at 165 Lawrence Mountain Rd, Gilboa, NY, where natural beauty and modern comforts come together in perfect harmony.
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Our Executive Mortgage Banker:
Our Insurance Division:
$115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $92,000 | $92,000 | $92,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $612 | $604 | $770 |
Total Monthly Payment | $687 | $679 | $845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.