182 Santarem CIRCLE, Punta Gorda, FL, 33983 | $394,900

Welcome to Your Dream Home in the Heart of Deep Creek!

Step into this light and bright 4-bedroom, 2-bathroom home located on an oversized . 35-acre corner lot in the highly sought-after Deep Creek community. With a NON FLOOD ZONE X designation and an association-maintained greenbelt behind the property, you’ll enjoy both peace of mind and added privacy.

The heart of the home boasts an open floor plan with vaulted ceilings and a spacious great room featuring a sleek contemporary electric wall fireplace—perfect for cozy nights or entertaining guests. Adjacent, a dining room accented with elegant wainscoting. New sliders seamlessly expand your living space to the outdoors, leading to a stunning NEWER pool (completed in 2021) with brick pavers and a screened lanai, ready for those sunny Florida afternoons.

Inside, you’ll find 18” neutral ceramic tile throughout, freshly painted interior and exterior in neutral tones, making it effortless to personalize. The updated kitchen features refinished white cabinets and countertops, new black appliances, a convenient breakfast bar, and an eat-in dining area. The split floor plan offers privacy, with the primary bedroom showcasing a large walk-in closet, an ensuite bathroom with a dual-sink vanity, and a stylish European walk-in shower.

Additional highlights include:

NEWER ROOF (2019), FULL STORM PROTECTION shutters, NEW water heater and garage door opener, INSIDE LAUNDRY ROOM,
well-maintained mature landscaping with beautiful oak trees and newly planted palms.

Deep Creek is known for its quiet charm, friendly neighbors, and low HOA fees (just $200 annually). This deed-restricted community offers easy access to amenities such as:

Deep Creek 18-hole PUBLIC GOLF CLUB, community parks with basketball courts, picnic areas, and playgrounds,
walking and biking trails,
close proximity to Charlotte Harbor and the Peace River BOAT RAMP for BOATING & fishing, BOAT STORAGE & kayaking, for outdoor enthusiasts.
Close to Deep Creek Elementary, Charlotte High, healthcare, shopping, dining, and churches.
Enjoy being just minutes from the quaint downtown Punta Gorda and Fisherman’s Village, with its waterfront shops, dining, and outdoor events. Plus, you’re only a few miles from I-75, making travel a breeze.

This meticulously maintained home is ready for its next chapter. Schedule your showing today and discover why Deep Creek is the perfect place to call home!

Features

  • Amenities: Basketball Court, Fence Restrictions, Golf Course, Park, Playground, Vehicle Restrictions
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,616
  • Acreage: 0.35
  • Est. Taxes: $2,636
  • HOA Fee: $200 Annually
  • Lot Desc: Corner Lot, Greenbelt, In County, Irregular Lot, Landscaped, Near Golf Course, Oversized Lot, Sidewalk
  • View: Park/Greenbelt, Pool
  • Elem. School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: C7500515
  • Days on Market: 31 days
  • Website: https://www.raveis.com
    /prop/C7500515/182santaremcircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/28/2024 10:17:11 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

182 Santarem CIRCLE, Punta Gorda, FL, 33983

$394,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $315,920 $315,920 $315,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $220 $220 $220
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,182 $2,128 $2,687
Total Monthly Payment $2,477 $2,423 $2,982

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.