One or more photo(s) has been virtually staged. Discover a charming villa nestled on a quiet corner lot within the gated community of Mirabay in Apollo Beach. This 3-bedroom, 2-bathroom home with a 2-car garage is designed for comfort and style. Step inside to find luxury vinyl flooring in the bedrooms and ceramic tile in the main living areas—no carpet in sight! The kitchen is a chef's delight, boasting 42-inch cabinetry, Quartz countertops, stainless steel appliances, and a large island with seating space. The open-concept living room provides the perfect backdrop for movie nights, entertaining, or relaxing conversations. Retreat to the expansive primary bedroom, complete with a cozy reading nook, ideal for unwinding at the end of the day. The en suite bathroom offers a dual sink vanity, a large walk-in shower, and an oversized walk-in closet. A split-bedroom floor plan ensures privacy for the primary suite. The secondary bedrooms share the second bathroom offering a tub/ shower combo. Step outside to a large screened porch overlooking serene park-like views—a peaceful spot to enjoy Florida’s beautiful weather. Mirabay, Apollo Beach’s premier community, offers an array of resort-style amenities, including a fitness and aerobics facility, tennis and basketball courts, a lap pool, and a resort-style pool with water slides. Take advantage of the nearby walking and biking trails, or explore Apollo Beach’s vibrant restaurants, shopping, and waterfront activities. This home invites you to experience comfort, convenience, and coastal living at its best. Complete lawn maintenance, including mowing, shrub pruning, irrigation system service, turf and plant fertilization and plant pest control, is provided by the HOA. NOTE: Additional $59/mo. Resident Benefits Package is required and includes a host of time and money-saving perks, including monthly air filter delivery, concierge utility setup, on-time rent rewards, $1M identity fraud protection, credit building, online maintenance and rent payment portal, one lockout service, and one late-rent pass. Renters Liability Insurance Required. Call to learn more about our Resident Benefits Package.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,080 | $2,080 | $2,080 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $14 | $14 | $17 |
Total Monthly Payment | $89 | $89 | $92 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.