NO FLOOD INSURANCE REQUIRED. UPDATED, AFFORDABLE URBAN OASIS IN ST PETE | Looking for an affordable gem in St. Pete that doesn't compromise on style or comfort? Look no further! This newly renovated 3-bedroom, 2-bathroom home in St. Pete is the perfect blend of charm and modern living. Step inside and be wowed by the fresh updates throughout. Gleaming luxury vinyl plank flooring, new interior and exterior paint for a crisp, clean look, new energy-efficient windows, beautifully updated bathrooms. The heart of this home is the impressive kitchen, featuring custom, stylish herringbone pattern butcher block countertops, cozy dining room for casual dining, and brand-new stainless steel appliances. Enjoy your morning coffee on the covered back porch, overlooking your private, spacious fenced-in backyard – perfect for entertaining or gardening enthusiasts! The split floor plan offers privacy, with a master bedroom that boasts a private entrance to the rear (could also do this room as a in-law suite) with a walk-in closet, an en-suite bathroom with sleek glass shower doors. Convenience is key with a massive separate laundry room just off the kitchen. Location, location, location! Situated just 10 minutes from vibrant downtown St. Petersburg, 4 minutes from the serene Boyd Hill Nature Preserve, 20 minutes from beautiful beaches, less than 30 minutes to Tampa International and St. Pete-Clearwater airports. Don't miss this opportunity to own an affordable, beautifully updated home in one of St. Pete's most desirable areas. Schedule your viewing today and make this enchanting house your new home! BUY THIS HOUSE AND RECEIVE A 55" TV AND SOUNDBAR AS PART OF YOUR CLOSING FOR ALL OFFERS ACCEPTED BY JANUARY 12, 2024.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,818 | $1,773 | $2,239 |
Total Monthly Payment | $2,003 | $1,958 | $2,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.