Come see why people are always smiling in Gulf Cove (Port Charlotte, FL)! This 3 bedroom / 2 bathroom / 2 car garage home with inground heated POOL and shed shouts sunshine. The covered screened front porch allows you to leave the front door open and let the sea breeze blow through the home. Step into the foyer and look straight through the expansive living room β with vaulted ceiling, impact-resistant skylight, a wall of beautiful, new multi-paned sliding glass door, and stainless steel extra-large ceiling fan - to your glistening pool. The kitchen has been updated with soft-close wood cabinets, rollouts, stone counter tops and new appliances. You have two rooms adjacent to the kitchen which could be dinette, dining, office, or an additional family/sitting room; one has access to the pool area and the other is super roomy and bright at the front of the home. The primary bedroom is carpeted, also with access to the pool area. It has a huge 6β x 11β walk-in closet and a nicely updated bathroom with dual stone-top vanity, an impact skylight and nicely tiled walk-in shower. The two other bedrooms are located privately on the far side of the home, both with new carpet, large closets and a convenient full bathroom with dual stone vanities. The pool area is awesome with a 12 x 17 covered area and extra space to sunbathe, or float in your heated saltwater (preferred by many!) pool. The back yard is fenced, so your pup can roam safely. This is a corner lot, at just over ΒΌ acre, located in the boating community of Gulf Cove. Join the Property Owner Association for a low annual fee and pop your boat in the water at the private community boat ramp. Walk, bike and run up and down the neighborhood waterfront streets. This home did not have any flood damage from the storm; flood insurance is reasonable and can be assumed by the new owner. This home features a: NEW ROOF, new SLIDING GLASS DOORS, IMPACT windows & skylights, accordion HURRICANE SHUTTERS for the lanai, a convenient 4x6 SHED alongside the home, IMPACT-RESISTANT garage door and entry code box, REMODELED KITCHEN, new APPLIANCES, new POOL HEATER & salt system, EPOXY FLOOR in the garage, and more! This lovely home in paradise is ready for your immediate occupancy. Call to see it today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,920 | $331,920 | $331,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,208 | $2,180 | $2,799 |
Total Monthly Payment | $2,561 | $2,533 | $3,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.