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W Eighth AVENUE, Umatilla, FL, 32784 | $70,000
This beautiful parcel of land is a portion of the 13 lot offering contained in MLS Listing 06259837. This estate sized homestead consists of the North 6 lots of the 13 lots available. The 13 "city sized" lots on numbered grid streets were platted in 1926 and the requirements for setbacks and building codes have allowed for many different configurations over time. Research will show you that there are homesteads on neighboring streets comprised of two lots, three lots, four lots and larger. **CURRENT 2024 ZONING** We ave attached a September 2024 letter from Lake County in each listing with the options for either two large estate lots such as this parcel. Or the other option is for a LOT LINE DEVIATION of the 13 parcels to create 3 home-sites that meet the current (but ever changing) 12, 500 sq. ft. minimums. Currently, it is our understanding that this 6 lot parcel can NOT be divided in to two separate homesites or used as "city lots" as was originally platted in this numbered street grid 100 years ago. Central Florida zoning, density and building codes are changing at a breathtaking pace. Buyers, Investors and Visionaries are shaping the look of Umatilla and meeting the needs and desires of modern home buyers. If this 6 lot parcel sells first, then it is our understanding that the *current option* of 3 homesteads made from the 13 lot parcel will be off the table under current 2024 building codes and setback requirements. Wonderful location and walking distance to North Lake Regional Park and the Umatilla Agri-tourism treasure - *Sunsational Farms*! Minutes by car to charming downtown Umatilla.
Features
- Lot Size: 150 x 115
- Lot Desc: Buildable, Oversized Lot, Street Dead-End, Wooded
- Elem. School: Umatilla Elem
- Middle School: Umatilla Middle
- High School: Umatilla High
- MLS#: O6260020
- Days on Market: 31 days
- Website: https://www.raveis.com
/prop/O6260020/weighthavenue_umatilla_fl?source=qrflyer
Listing courtesy of ROBERTS JOHNSON REALTY, INC. Phone: 352-385-0417
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
W Eighth AVENUE, Umatilla, FL, 32784
$70,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $56,000 | $56,000 | $56,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $387 | $377 | $476 |
| Total Monthly Payment | $462 | $452 | $551 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388