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Presented by
Bobbi Zacchi |
12 Karen Drive, Out of Area (Call Listing Agent), NY, 06812 | $539,900
Come home to this sought-after neighborhood in the heart of New Fairfield. This lovely Cape Cod, with lots of curb appeal, offers a Primary Bedroom, additional Bedroom & an updated Full Bathroom on each level. The Living Room & Family room share a double-egress fireplace & the spacious Family Room showcases old world charm with high ceilings, beams & built-ins! A heated Sunroom off the Family Room is great for dining & entertaining. Its wall-to-wall windows overlook a large deck on a level & private backyard. Hardwood Floors on the main level & one upper bedroom have been newly refinished. The large Walk-Out Basement is nice & dry & adds 936 sf if finished. An oversized two-car garage has high ceilings with a spacious loft for plenty of storage, shelving & a door out to the yard. The huge Driveway accommodates several vehicles for those large gatherings. A Security Alarm System & Pads are ready for buyers' activation. Great Location close to NY border for convenience to Metro North trains; Minutes from shops, restaurants, Candlewood Lake, Squantz Pond, New Fairfield Recreation, Danbury Mall, a ski resort for winter fun! Low taxes are the added bonus!
Features
- Town: Out of Area
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1966
- Garage: 2-car
- Heating: Electric, Oil, Baseboard
- Cooling: None
- Basement: Unfinished, Walk-Out Access
- Approx Sq. Feet: 2,086
- Acreage: 1
- Est. Taxes: $8,509
- Lot Desc: Near Public Transit, Near School, Near Shops, Level, Part Wooded
- Elem. School: Contact Agent
- Middle School: Contact Agent
- High School: Contact Agent
- School District: Contact Agent
- Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
- MLS#: H6331646
- Days on Market: 7 days
- Website: https://www.raveis.com
/raveis/H6331646/12karendrive_outofarea_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Bobbi ZacchiLicensed Real Estate Salesperson
914.588.3055
Bobbi.Zacchi@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartInsurance Sales Director, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Karen Drive, Out of Area (Call Listing Agent), NY, 06812
$539,900
Bobbi Zacchi
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.588.3055
Bobbi.Zacchi@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $709 | $709 | $709 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,983 | $2,910 | $3,674 |
| Total Monthly Payment | $3,784 | $3,711 | $4,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535