Welcome home, this completely renovated apartment in the heart of the Village of Patchogue is exactly what you've been looking for! Boasting a brand new kitchen with quartz countertops, new appliances, new hard wood floors, a brand new custom designed bathroom, and spacious bedroom w/ a walk-in closet & room for a computer work station. This home is . 5 miles away from the intersection of Main St & N Ocean Ave, allowing you to walk in and out of town to Patchogue's best restaurants & events. As well it is only 1 Mile from Mascot Dock & Shorefront Park, 1. 2 Miles from St. Josephs University, and under 2 miles from Corey Beach. A true gem of location! - Laundry: YES (Connections are installed in building, washer dryer NOT provided. ) - Parking: Off-street parking for 1 car (in driveway), curb parking for 2nd vehicle. - Level: Unit is on the 2nd floor. , Additional information: Appearance: diamond ++, Interior Features: Separate Thermostat
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,760 | $1,760 | $1,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $15 |
Total Monthly Payment | $86 | $86 | $90 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.