What this home is not: cozy, quaint, nestled. What this home is: spacious, comfortable and purposefully placed! This 5 bedroom, 4 bathroom home provides you with the space and flexibility to meet a myriad of requirements. Have a large family? No problem. This is one of very few 5BR/4BA homes currently on the market. Expect guests (short or long term) who value their privacy? Again, no problem, because this floor plan effectively offers 3 owner suite equivalents! Need to work from home, want your own home gym, want to get rid of that pesky storage unit? With just short of 3000 square feet and an attached 2 car garage, you can do all of these things. Built in 2015 with a new Heat Pump added in 2021, this home has been maintained in immaculate condition. Adding to the charm and comfort is the Charleston-style double decker front porch, a lovely fireplace and a screend in rear porch with a water view. Want to get even closer to the water? Check out your community deepwater dock! Now, what does "purposely placed" mean? It means in addition to a killer location in this high-end, gated neighborhood, from this home you are central to everything: all 3 military bases, shopping, historic downtown Beaufort and Port Royal, schools, boat landing, you name it. And finally let's talk value: all this for just $575K and less than $200 sq/ft? You will have a difficult time matching this anywhere in Beaufort.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,022 | $3,879 |
Total Monthly Payment | $3,379 | $3,341 | $4,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.