Nature-Lovers Paradise! Built in 1789, Sunset Cottage (aptly named for the stunning sunset views) is an enchanting and private respite from the world. This traditional south-facing Cape Cod has been lovingly restored and updated but maintains the quaint features of a cottage built the year George Washington was inaugurated! The recently renovated eat-in kitchen features stainless steel appliances, a farmhouse sink, walk-in pantry, overhead ceiling fans, and a mini-split HVAC unit. A wall of windows overlooking the backyard, a cathedral ceiling and easy access to the deck make this space perfect for entertaining. Additional updates include, but are not limited to, electric, plumbing, heating system, roof, gas fireplace and structure (2002-2005). View wildlife-- deer, fox and birds-- from your private deck and 2nd story balcony that overlooks 4+ acres in the charming Historical District of North Wading River. Grow plants and vegetables in your greenhouse and raised garden beds. Enjoy an outdoor shower after a day at the beach or hike the surrounding adjacent 200 acres of wetlands and nature trails. Relax under the stars in your hot tub! The property extends to the middle of Wading River Creek with Riparian Rights. Kayak/Canoe access to LI Sound tide levels permitting. Skeet shoot or hunt on your own land in season. Shoreham-Wading River SD. Taxes with STAR $8759. 56, Additional information: Appearance: Mint, Location Features: Protected Wetland
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $815 | $815 | $815 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,113 | $3,073 | $3,985 |
Total Monthly Payment | $4,020 | $3,980 | $4,892 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.