This is your opportunity to own a great old school Florida home with endless possibilities! Some damage from Hurricane Helene and Milton. Being sold AS-IS. The house has good bones including a newer roof-2022, new impact windows, and AC-2022. The primary bedroom opens into a space with built-in closets and picture window. Then you step into the spacious utility room with washer/dryer hook-ups. From there head outside to the large backyard with plenty of room for Rover and your toys! A previous owner had an enclosed lanai which still has the concrete in place. Here, you can make an awesome backyard oasis! The seller put up wooden pallets to act as fencing. They easily come down should you want to install a real fence. The carport has one of two entrances into the front of the house. That room is currently being used as a living room. From there, stroll into the kitchen and dining area. You will notice another entrance from the right front of the home as well as another leading to the back patio and yard. The kitchen only had a refrigerator and stove. Both were lost in the hurricanes. Great space to redesign your kitchen! Full bathroom complete with a shower/tub combination and linen closet. Needing extra storage? There is a 10X10 storage room. Take a spin around this little gem to see how you can put your personal stamp and make this an amazing house! Seller's loss is your gain! NO wholesalers.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $92,000 | $92,000 | $92,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $612 | $604 | $776 |
Total Monthly Payment | $874 | $866 | $1,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.