NO damage or flooding from hurricanes Milton or Helen. It's only a 15 minute boat ride to the harbor at no wake speed! Enjoy boating at it's finest from your boathouse with fish cleaning station, water & electric, 7, 000 lb boat lift (able to be increased) a wraparound dock, and concrete seawall. Relaxing in the luxurious hottub on the enclosed lanai is so enjoyable due to sliding doors that "pocket" into the wall of the great room, and electric roll down shutters on the exterior keep the temperature comfortable. The great room with dinette area, the living room, and the dining area encompass the kitchen, which is updated with granite countertops, newer cabinets, and a tile backsplash.
A walk-in pantry, large hall linen closet, an air conditioned workshop with an outside entrance, and 30 amp RV service on the side of the house make everyday living convenient. The same large tile flows seamlessly through the floors of the house. The ROOF was replaced in 2023. The garage doors have hurricane bracing, and all windows are Impact hurricane rated except in the storage room off of the sun porch. A new HVAC in 2023 cools the living room, dining room, two guest bedrooms and the hall bath, and can be connected to the HVAC system for the great room, storage room, and primary bedroom and bath. In 2023 an Ecosmart on demand water heater was installed which can heat two showers and the dishwasher at once. Both bathrooms in this split floor plan have dual sinks. The spacious primary bedroom has a walk-in closet and easy access to the laundry area. The whole backyard is metal fenced, and the fruit trees are a delight. Underground power lines were just installed! A warranty for plumbing, electric and HVAC is transferable. Except for a few items, all furnishings and housewares are available at a negotiated price.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $441 | $441 | $441 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,622 | $3,367 |
Total Monthly Payment | $3,171 | $3,137 | $3,882 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.