Great opportunity to own this amazing elevated beach home in Holmes Beach. You may purchase one beach villa or the entire home for living in one side and having income in other side. This property has recently been separated into two land condos and also offered as 2 individual villas for sale or purchase both, see other listing for other side. Although this is a 2 bedroom and a 2 bathroom on each side (total 4/4) this home also offers 2 interior BONUS rooms under air conditioning for games and entertaining that lead out directly to a covered patio and very large back yard. The yard you will see has plenty of room for pools and an opportunity to create your own island oasis with landscape to your preference. If income is what you are looking for, then this home is ready to rent as a vacation rental or use one side for your family and rent the other side for added income. This home boasts an entirely new stunning remodel that includes , all brand new kitchens, vinyl flooring, new bathrooms, new metal roof, new air conditioning units, new appliances , new hurricane windows and doors, Hardie plank siding, new interior and exterior paint, and all new decking and zero-scape style landscaping. Tastefully decorated in a simple BOHO beach vibe, your guests are sure to love. This seller has not left any stone unturned. Consider its very convenient location, this home is centrally positioned, just steps to the beach, and just a short stroll to the city center of Holmes Beach where you and your family or vacation guests can enjoy island shopping and dining. Lovely sidewalks near by line Holmes Boulevard and provide a great family friendly neighborhood for easy walking. POOL's: Seller is willing to consider pool credits. Book your showing today! Property tax reflects 1/2 of the total tax from 2024.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.532% | 6.723% | 6.806% |
Monthly Tax Payment | $794 | $794 | $794 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,486 | $6,403 | $8,780 |
Total Monthly Payment | $7,405 | $7,322 | $9,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.