CHARMING VICTORIAN IN THE HAMLET OF WALLKILL! This two story home is a blend of historic charm with modern conveniences, municipal water/sewer and natural gas. The layout seamlessly blends the living room, dining room and kitchen into an ideal space for entertaining. The main floor has been completely renovated with new LVP flooring throughout, newly insulated and sheetrocked walls and ceilings, new recessed lighting, remodeled kitchen with soft closure custom cabinetry, stainless steel appliances, gas range with built in air fryer, new counters with a peninsula, sink and garbage disposal. Newly renovated laundry room and half bath are also conveniently located on the main floor. The second floor features a spacious primary bedroom with two additional bedrooms, a full bath and linen closet, vintage wood framed doors, glass door knobs with skeleton keys and tongue and groove hardwood floors. The walk up attic offers potential for added living space, office area, workout spot or for additional storage. Outdoors you'll find a newly painted rocking chair front porch to enjoy a morning cup of coffee or an evening meal. There is a detached two car garage with electric and a work bench. New windows have been installed throughout the home and a new water heater added. This property is close to schools, shops, town park, library, Walden Wallkill Rail Trail and the Wallkill River. It's centrally located to commuter roads, 75 min to NYC, convenient to Stewart International Airport, Metro North Train, Mohonk Mountain and Minnewaska State Park. Nearby are wineries, including locally owned and operated Magnanini Winery, breweries, Angry Orchard and local farm stands. BuildingAreaSource: Public Records,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $489 | $489 | $489 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,887 | $2,422 |
Total Monthly Payment | $2,475 | $2,451 | $2,986 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.