Looking for 1st/2nd home or profitable investment opportunity? Your piece of paradise awaits! If you enjoy an active, or even laid back lifestyle, The Wander ("Holiday Isle") is the place to call home. For investors: these units are rental-friendly with short term, and less than one- week rentals allowed. This waterfront community is one of the most popular and sought after on beautiful Tierra Verde. Nothing to do here but bring your bags. The tastefully, fully furnished 2/2 unit is turnkey. Its clever design uses small space in a big way. An open floor plan combines both the living and dining area. Ready to entertain or book your tenant? Kitchen is stocked with dishes, pots, silverware and ample storage. Enjoy the spacious outdoor porch with picturesque water views. Ceramic tile flooring throughout gives the unit a spacious look uniformed flow. Ceiling fans in both bedrooms and living room. Updated bathrooms with granite countertops (including dual sinks in the primary bedroom. ) Primary bedroom with en suite bathroom has plenty of natural light with a wakeup view of the Bay. The Wander is a waterfront community with tons of amenities including: heated pool and spa, lighted pickleball/tennis courts, boat slips for rent (current waiting list) dock, a clubhouse with multi-purpose rooms, fitness room, laundry room, kayak launch and storage area, bicycle storage, and car wash area. Take advantage of the additional amenities including waterfront picnic area with outdoor grill and fishing pier. It is a stones throw away from downtown Tierra Verde and nearby Ft Desoto Park, the Gulf Beaches, shops, restaurants and a quick drive to downtown St. Petersburg. I-275 and U. S. Hwy 19 is a 10 minute or less drive, plus it's only 35 minutes to Tampa International Airport. Don't miss this rare opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $466 | $466 | $466 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,938 | $2,938 | $3,744 |
Total Monthly Payment | $3,496 | $3,496 | $4,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.