Make an appointment to view this immaculate townhome. The first floor has an open concept with the kitchen featuring a pantry, an island facing the living room and dining area. Great home for entertaining! There are sliding doors off of the living/dining area to the patio to sit and enjoy your morning coffee or breakfast. Check out the fan in the living room. 1/2 bath on the first floor. The second level has 2 guest bedrooms on one side of the home with a shared bathroom and the primary bedroom to the back of the home with a walk in closet and bathroom with a walk in shower. On the second level there is an open area that could be a sitting area or add a desk. This home has carpet in the bedrooms and tile on the first floor. Spencer Cove is a townhome community and 10 minutes to downtown Venice and Nokomis Beach. Close to shopping, restaurants, Sarasota Hospital, and I-75 north to Sarasota or south to Fort Myers. Come see it today, you will love this townhome.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $272,000 | $272,000 | $272,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,879 | $1,833 | $2,314 |
Total Monthly Payment | $2,262 | $2,216 | $2,697 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.