Under contract-accepting backup offers. Welcome to your dream home, perfectly situated at the end of a serene cul-de-sac in a quiet neighborhood, where the Florida lifestyle thrives in peaceful harmony. This charming residence has weathered every storm, showing no damage from hurricanes, and boasts an oversized fenced lot that offers both privacy and ample space for outdoor activities. As you step inside, you’re greeted by a bright and inviting atmosphere, highlighted by an updated kitchen that serves as the heart of the home. Featuring exquisite granite countertops, elegant wood cabinetry, and sleek stainless steel appliances, this culinary haven is ideal for hosting gatherings or enjoying quiet family meals. Retreat to the spacious primary suite, which is a true sanctuary with his and hers closets and an en suite bathroom, ensuring personal space and comfort. The additional bedrooms offer plenty of room for family and guests, making this home both functional and accommodating. Step outside into the expansive covered outdoor kitchen and living area, a perfect setting for al fresco dining and entertaining. Imagine hosting barbecues with friends while the sun sets in vibrant hues, all while having plenty of room left in the backyard for the addition of a sparkling pool to complete your personal paradise. For those who love adventure on the water, this home is equipped with dedicated parking for both an RV and a boat, complete with plumbing for clean-out and hook-ups. Convenience meets comfort with a full-house water filtration system ensuring crystal-clear water throughout your home. Recent upgrades like a new AC unit, replaced in 2022, and tankless water heaters installed in 2023 guarantee energy efficiency and peace of mind. Located within minutes of the Manatee River with its lovely marina and waterfront restaurants, this home is perfectly located. This gem of a home is not just a place to live; it's a lifestyle. Embrace the Florida sunshine, the warmth of your community, and all the adventures that await just beyond your doorstep.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $239 | $239 | $239 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,102 | $2,678 |
Total Monthly Payment | $2,415 | $2,415 | $2,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.