MOTIVATED SELLERS OF THIS EXQUISITE CHARLOTTE HARBOR FRONT TOP (4TH) FLOOR UNIT PUNTA GORDA ISLES PENTHOUSE CONDO WITH A MILLION $$$ VIEW!! Walking distance to Fishermen’s Village, Harbor front Parks, downtown Historic Punta Gorda and 18 miles of Punta Gorda Pathways walking and biking trails. This unit is Tastefully decorated and being sold fully furnished as seen. High ceilings, newer kitchen with white shaker cabinets, large stainless farmers sink, stainless steel appliances & beautiful aqua glass subway tile backsplash. In entry hall, kitchen, baths & lanai/Florida room. Newer interior paint and quality carpet in 2023. Many newer furnishings as well. The 8 x 28 Lanai has glass sliders making it air conditioned on those hot summer days or heated on the very few cold winter days. There is also a lovely custom built entertainment dry bar out there. 2 bedroom, 2 bath with a large den as well. Owners have only used this unit for seasonal months for years. Primary Bath and laundry room have new vanities with self closing doors. This is one of PGI’s most prestigious buildings with consisting of 18 units, designated parking and storage. This is one of the very few security entrance buildings in this area with a remote door from your parking garage to the elevator lobby. . Building has undergone extensive renovation recently with a new TPO and and exterior paint in 2023. Pool refinished in 2019. Lobby had water due to the 2 recent storms in 2024. Drywall is being replaced. All assessments are paid. Milestone Inspections completed in 2023 and is attached. Great time to buy!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $391 | $391 | $391 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,259 | $2,900 |
Total Monthly Payment | $2,754 | $2,725 | $3,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.