This contemporary single-family cottage-style home offers a cozy & serene living experience. Nestled on a picturesque wooded acre with a fenced-in yard, the property features a flagstone patio perfect for outdoor relaxation. The living room is highlighted by a stunning floor-to-ceiling stone fireplace & a wall of glass windows that invite natural light & views of the surrounding nature. The home includes a newly updated kitchen, one bedroom, & a second room for a den or private office. For added convenience & peace of mind, the house is equipped with a Generac generator. Experience the delightful Croton-on-Hudson lifestyle, with easy access to the Hudson River & Silver Lake for swimming & boating activities, and numerous biking & hiking trails. The Croton Arboretum, local restaurants, art galleries, & retail shops add to the charm of this vibrant community. Metro North Train provides a convenient commute to NYC. Appliances: Electric OvenElectric RangeElectric Water Heater ConstructionDescription: Wood Siding, LaundryFeatures: Electric Dryer Hookup, Washer Hookup, OtherEquipment: Generator, RentIncludes: None,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,400 | $2,400 | $2,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $16 | $20 |
Total Monthly Payment | $91 | $91 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.