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242 Prospect Street, Oyster Bay (Farmingdale), NY, 11735 | $799,990
Magnificent, Exquisite, mint, large 1, 913 square foot Vintage Colonial with all the charm of yesteryear, situated in Prime Inc. Village, mid-block location, great curb appeal w/vinyl sided ext. , brick paver driveway & walkway, bluestone stoop & steps, beautiful landscaping & gardens, Entry Foyer, Sitting Rm/Music Rm, large LR w/brick fireplace w/new wood mantle, refinished hardwood floors, crown & chair rail moldings & wall sconces, FDR w/refinished hardwood floors, custom EIK w/breakfast counter, granite countertops, ceramic tile backsplash, farm sink, updated, new stainless steel appliances, Bosch dishwasher, double convection oven, induction stove w/gas hook-up, vaulted ceilings, skylight, ceiling fan, track lighting & pendant lights, Main Level Den w/new vinyl flooring, pendant lights, crown moldings & cornices, large walk-in Pantry, Laundry Rm w/stackable washer & new dryer, WIC, MBR w/wall-to-wall carpeting, skylight & double closet, large updated MBR Full Bath w/granite sink-top & ceramic tile, 2nd Floor large BR w/vinyl flooring, large WIC, Murphy Bed, Bedroom w/wall-to-wall carpeting, track lighting & WIC, 3rd BR w/wall-to-wall carpeting, ceiling fan, closets & storage, new custom Fbth w/quartz sink-top, full Basement w/walk-out, all windows replaced, custom radiator covers, newly painted interior, plaster walls, crown moldings, CAC, 200 amp electric, gas heat & separate h/w heater both 8 years old, whole house generator, solar panels owned, very low electric bills, roof approx. 8 years old stripped to sheathing, magnificent backyard, screen porch, Trex deck, brick paver patios, built-in gas grill, priv. fenced, garage converted to large Greenhouse w/heat & separate electric, convenient to town, shopping & railroad, Northside Elementary School. , Additional information: Appearance: Mint, Separate Hotwater Heater: Yes
Features
- Town: Oyster Bay
- Amenities: Park
- Rooms: 12
- Bedrooms: 4
- Baths: 2 full
- Style: Colonial
- Year Built: 1926
- Heating: Natural Gas, Hot Water
- Cooling: Central Air
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,913
- Est. Taxes: $13,883
- Lot Desc: Sprinklers In Front, Near Public Transit, Near School, Near Shops
- Elem. School: Northside Elementary School
- Middle School: Howitt School
- High School: Farmingdale Senior High School
- School District: Farmingdale
- Appliances: Gas Water Heater, Convection Oven, Dishwasher, Dryer, Refrigerator, Washer
- MLS#: 3588874
- Days on Market: 24 days
- Website: https://www.raveis.com
/prop/3588874/242prospectstreet_oysterbay_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
242 Prospect Street, Oyster Bay (Farmingdale), NY, 11735
$799,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,992 | $639,992 | $639,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $1,157 | $1,157 | $1,157 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,312 | $4,254 | $5,397 |
| Total Monthly Payment | $5,561 | $5,503 | $6,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535