Discover timeless charm in this stunning lakefront residence located in the quaint gated community of Lake Rubywood. This impressive property is situated on a prime 1-acre lakefront lot along the shores of private Lake Ruby, with access to a second lake, Lake Bess. Renowned for excellent water skiing and fishing, this serene location offers low-traffic waters perfect for enjoying waterfront activities without the crowds. A landscaped circular drive leads to this elegant traditional-style home, featuring an impressive front facade with soaring pillars, meticulously maintained grounds, and an expansive lot that envelops this executive-level residence. Inside, the home boasts over 5, 800 sqft of spacious living area, including 4 full bedrooms, 4. 5 baths, a ground-floor primary suite, in-law quarters, a dedicated office, formal living and dining areas, an upstairs bonus room, and distinctive architectural elements throughout. The grand foyer opens to reveal stunning hardwood floors, a beautifully handcrafted wood staircase, and an elegant chandelier that bathes the entry in light. The huge family room features 20' high ceilings, a wood-burning fireplace, a wet bar, and expansive arched windows that perfectly frame the waterfront setting. The well-appointed kitchen is designed with the entertainer in mind, featuring solid surface and granite counters, a center prep/serving island with a second sink, a nook, and an extended breakfast bar. An elegant formal dining room, complete with a built-in serving buffet, awaits special occasions and holiday dinners, offering ample space for family and guests. The expansive lake view owner's suite, located on the ground floor, includes a sitting area, two huge walk-in closets, and an en-suite bath with a walk-in shower, jetted tub, and two vanities. The executive office offers privacy for working from home, featuring rich wood flooring and custom cabinetry. The second floor hosts two generously sized bedrooms, each with easy bathroom access and ample closet space. You'll also find a large bonus room overlooking the lake, ideal for a playroom, theater, or second living room. A lower-level bedroom, complete with an attached bathroom, walk-in closet, private entry, and access to the pool area, makes the perfect in-law suite. Outside, a paradise awaits with a screen-enclosed porch, a beautiful 15x31 pool with a spa and gazebo. Enjoy tranquil morning sunrises over the lake and welcome shade in the afternoons. The fenced backyard and dock complete the lakefront setting, offering great waters for skiing, boating, and fishing. Additional features include an inside laundry, a 3-car garage, a circular driveway, lake-fed irrigation, and more. This exceptional property provides the best of lakefront living in a serene community. Winter Haven offers a charming small-town feel with proximity to major cities. Positioned between Tampa and Orlando, residents enjoy easy commutes, access to airports, premier medical facilities, shopping, dining, and more. Come discover this Central Florida lakefront paradise!
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Our Executive Mortgage Banker:
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$1,290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,032,000 | $1,032,000 | $1,032,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.532% | 6.723% | 6.806% |
Monthly Tax Payment | $1,158 | $1,158 | $1,158 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,694 | $6,608 | $9,061 |
Total Monthly Payment | $7,977 | $7,891 | $10,344 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.