Step back in time with this 1890 Old-Style home, thoughtfully updated to blend modern convenience with historic charm. Set on a serene wooded lot, the property offers privacy and character, surrounded by mature trees and a spacious yard ideal for outdoor activities. Inside, the kitchen boasts granite countertops, stainless steel appliances, and ample cabinetry, creating a delightful space for meal preparation. The dining area seamlessly flows into the living room, offering an inviting, functional layout. The living room features updated flooring and a pellet stove, adding warmth and a cozy ambiance during cooler months. Upstairs, flexible bedrooms can serve as sleeping quarters, a home office, or creative spaces. The bathroom combines style and practicality with a vanity sink, shower/tub combo, and convenient laundry access. Significant upgrades, including a new roof, septic, and well (all installed in 2019), plus a water heater added in 2018, ensure worry-free living for years.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
Dining Room | Flooring - Vinyl, Lighting - Overhead | Main,First |
Kitchen | Flooring - Vinyl, Countertops - Stone/Granite/Solid, Stainless Steel Appliances, Lighting - Overhead | Main,First |
Living Room | Wood / Coal / Pellet Stove, Flooring - Vinyl, Lighting - Overhead | Main,First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | Second |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $256 | $256 | $256 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,051 | $1,339 |
Total Monthly Payment | $1,395 | $1,382 | $1,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.