Welcome To 51 Derby Ave. This 4 Bedroom 2 Full Bath Sprawling Ranch Is On A Beautiful Tree Lined Block In The Harbor Fields School District. Gleaming Hardwood Floors Throughout. Vaulted Ceilings In The Kitchen. A Large Living Room That Opens Into A Family Room With A Wood Burning Fireplace. This Home Has Great Curb Appeal From The Inviting Front Porch To The Huge Driveway That Could Accommodate 8+ Cars. The Home Has A 2 Car Detached Garage Plus a 1 Car Attached Garage. Updated CAC System 2023. Home Generator System, SimpliSafe Safe Security System With Motion Detectors, Fire and Carbon Monoxide Alarms. The Inground Pool Has A Saltwater Sanitizing System, The Property Is Completely Fenced In With A New Vinyl Fenced Door And A 13 Ft Drive Through Electric Gate. Inground Sprinkler System With 6 Zones. Oil Burner Installed in 2009, Roof Installed 2012. , Additional information: Appearance: Excellent, Interior Features: Lr/Dr
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,111 | $1,111 | $1,111 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,139 | $4,037 | $5,097 |
Total Monthly Payment | $5,341 | $5,239 | $6,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.