Spacious & Updated 1-Bedroom Condo in the Heart of Five Towns!?Welcome to this expansive 1-bed, 1-bath condo in the sought-after Dartmouth building, part of the vibrant 55+ community of Five Towns. Boasting an impressive 1, 040 sq. ft. , this unit offers one of the largest one-bedroom floor plans in the neighborhood! Enjoy peace of mind with an updated electrical panel and ?newer HVAC system in 2023. The kitchen renovation completed in 2016-2017, featuring newer GE appliances, a stylish backsplash, and added counter/cabinet space. Newer carpet in the bedroom and walk-in closet, paired with gorgeous modern laminate plank flooring throughout the rest of the unit. Thoughtfully designed bathroom with an updated granite counter top & vessel sink, and grab bars in the shower for convenient access. Laundry facilities are located just steps away on the same floor, offering 3 washers and 3 dryers. Additional storage is also available near the laundry room. This unit includes a covered parking space (#7) and benefits from gas hot water maintained by the building. Situated just a short walk to Publix, banks, restaurants, and shopping, it’s also a quick 10-minute drive to the beach and 20 minutes to downtown St. Pete. Living in Five Towns means access to a variety of amenities: 6 Pools & 2 Clubhouses: Perfect for relaxation or hosting events. Fitness & Recreation: 2 fitness centers, tennis and shuffleboard courts, bocce ball, horseshoes, and walking trails. Community Activities: From yoga and exercise classes to Mahjong, card games, quilting, painting, and live theater events, there’s something for everyone. Socialize at dances, pancake breakfasts, and concerts, or enjoy the library and billiards room. Five Towns is actively renovating its amenities, which will only enhance property values in the coming years. Whether you're looking for a primary residence or a smart investment, this unit is a rare gem in an ideal location. Don’t wait schedule your showing today and make this vibrant community your new home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,000 | $124,000 | $124,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $815 | $815 | $1,038 |
Total Monthly Payment | $1,126 | $1,126 | $1,349 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.