This 2023 Starlight Homes built home is waiting for you to come fill it up with your goodness! Press the button and the garage door opens allowing you to park 2 cars and store items. Inside your garage are your Hurricane Shutters, and in the corner is your 50 Gallon Water Heater. Walk in the front door which is under cover or enter from the garage into the 9'4" ceiling main level and you are in your eat in kitchen, with granite counter tops, and Stainless Steel Kitchen Appliances. Kitchen Cabinets are 30" Standard Overlay Flat Panel, with a sizeable corner walk in pantry. The stainless steel double sink with garbage disposal occupies the center island allowing you to chat with company while working in the kitchen. The dining room adjoins the kitchen, both have Luxury Vinyl Flooring. The living room is an extension of the open floor plan with carpeting. A convenient full bathroom downstairs with Luxury Vinyl Flooring next to the carpeted extra bedroom that hosts a walk in closet. Four more carpeted bedrooms await you upstairs, all with walk in closets. You can relax in the large family room at the top of the stairs. The laundry room with Luxury Vinyl Flooring is conveniently located upstairs so you can toss your dirty clothes right from bedroom or bath into the laundry without traipsing up and down stairs. The owners suite upstairs has a spacious walk in closet and an Ensuite bathroom. Two of the bedrooms have a shared Jack and Jill bathroom. All the bathrooms have Luxury Vinyl Flooring. The fourth bedroom upstairs has an Ensuite bathroom. All the windows have blinds and or window coverings. Within the community is a gated resort-like pool, requiring fob access for security, adjoined by a splash pool and a playground for more fun. This community welcomes pets. The road access is easy to and from Bradenton, Sarasota, St. Petersburg, Tampa and surrounding areas.
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $632 | $632 | $632 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,348 | $2,291 | $2,892 |
Total Monthly Payment | $3,055 | $2,998 | $3,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.