Don't miss out on this stunningly appointed Morningside Lane model home offering an impressive 2, 600 square feet of living space! Located within the gated 55+ Stone Creek Golf Course Community this exceptional home is a rare gem that seamlessly blends sophistication with practicality, making it an ideal choice for those who value both elegance and functionality in their living environment. As you step through the inviting foyer, you'll immediately be enchanted by the open and airy layout of this home complete with a bonus flex room offering desirable extra living space. The neutral color scheme and abundant natural lighting create a warm and welcoming atmosphere, while the crown molding and high ceilings add a touch of elegance to the space. The stunning 20x20 porcelain tile flooring set on the diagonal not only enhances the aesthetic appeal but also offers durability and easy maintenance, making it perfect for everyday living. The formal Dining Room provides ample space for gatherings and contains beautiful wainscoting details and a well-placed Butler's pantry. The heart of this home is undoubtedly the chef's kitchen equipped with stainless steel appliances, granite countertops, recessed LED lighting, an island providing extra space for meal preparation, and a spacious walk-in pantry ensuring plenty of storage for all your kitchen essentials. The kitchen overlooks the casual Dining area and Gathering Room with two sets of expansive sliders opening to a large, enclosed Florida room with tile flooring and a multi-split climate control system offering a versatile space for relaxation or entertaining. Enjoy the paver-lined garden patio overlooking the sheltered backyard ideal for hosting gatherings with family and friends and offering a perfect blend of indoor and outdoor living. The Owner's suite is a true sanctuary, offering a peaceful retreat from the hustle and bustle of daily life and a custom-designed walk-in closet that provides ample storage for your wardrobe. The luxurious en suite bathroom is equipped with modern fixtures and finishes with a spacious step-in shower and a separate soaking tub creating a spa-like experience right at home. Both guest rooms contain private baths for your visitors and a convenient half bath on the main. In addition to its stunning features, this home also boasts a newer roof and A/C system, an expanded garage providing additional space for a golf cart or storage, and a whole home Solar panel system with battery backup, ensuring low energy bills and peace of mind for years to come. Don't miss the chance to reside in this lively and vibrant community, where luxury meets convenience with a variety of resort-style amenities, including a clubhouse, fitness center, swimming pool, and more, providing endless opportunities for recreation and socializing year-round.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $320 | $320 | $320 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,956 | $2,884 | $3,641 |
Total Monthly Payment | $3,368 | $3,296 | $4,053 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.