This charming home is nestled in a fantastic neighborhood with highly-rated schools. This property can easily be a 3 bedroom which is 216 sq/ft NOT INCLUDED that can be used as a great room or office space. . . The TOTAL square footage is 1022 sq/ft according to tax records. . New air conditioner, newer water heater. . . The open, bright floor plan is filled with natural light from numerous windows. The spacious, updated kitchen features new cabinetry, double pantries, and stainless steel appliances, including an electric smooth-top range, side-by-side refrigerator, and built-in microwave. It also boasts UPGRADED windows, ceiling fans, crown molding and beautiful ceramic flooring throughout. A large open bar and pass-through window lead into the bonus room. Additional highlights include an inside laundry room with washer and dryer included in sale. . Fresh interior and exterior paint, textured ceilings and walls, and front and rear covered porches with gutters and downspouts. The one-car finished garage provides ample storage, and the beautifully landscaped yard includes a shed for extra space. With an open layout, no deed restrictions, or homeowners association fees, this home is conveniently located just minutes from Pinellas county. BONUS to buyer sale includes all appliances, furniture, and decorations in the saleājust bring your toothbrush!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,375 | $1,357 | $1,760 |
Total Monthly Payment | $1,670 | $1,652 | $2,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.