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6446 Creation STREET, Saint Cloud, FL, 34771 | $325,000
COZY HOME WITH COUNTRY CHARM –
Welcome to this charming 3-bedroom, 1. 5-bath home tucked away off Nova Road, offering a peaceful retreat with no HOA or CDD fees. A magnificent oak tree graces the front yard, adding natural beauty and shade to the home’s welcoming curb appeal.
Upon entering the home, you will have a living room with and open dinette area conveniently located next to the kitchen. French doors that lead to the backyard.
Down the hall is the primary bedroom which includes an ensuite bathroom and a walk-in closet. Two additional bedrooms provide versatility, whether for family, guests, or a home office. Half bath located in the hall provides access to the primary bathroom.
The property features a durable metal roof and a fenced backyard. The covered screened rear patio, along with an additional covered area, offers the perfect space for outdoor relaxation or entertaining. The backyard also includes a fire pit for cozy evenings and even a chicken coop, adding a touch of country charm. A one-car garage comes equipped with a new garage door opener installed in 2023. Water Filtration System updated 1 year ago. Updated Metal Roof and Well installed.
Inside, all appliances are included, with the refrigerator, stove, microwave, washer, and dryer all less than 2 years old. Access to Alligator Lake chain of Lakes via community boat ramp. Conveniently located within ten minutes of Publix shopping plaza, restaurants, and banking. Easy access to the east coast and beaches. OIA is 24 miles away, Lake Nona and Medical City 16 Miles away. Home is located in a USDA eligible area, which can be purchased with 100% financing options. Accepting Cash, Conventional, FHA, VA and USDA Financing.
Don’t miss your chance to make this cozy retreat your own!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 half
- Lot Size: 75 x 125
- Laundry: In Garage
- Style: Ranch
- Year Built: 1988
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,040
- Acreage: 0.22
- Lot Size: 75 x 125
- Est. Taxes: $2,785
- Elem. School: Hickory Tree Elem
- Middle School: Narcoossee Middle
- High School: Harmony High
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
- MLS#: S5116241
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/S5116241/6446creationstreet_saintcloud_fl?source=qrflyer
Listing courtesy of REMAX PREMIER PROPERTIES Phone: 407-343-4245
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6446 Creation STREET, Saint Cloud, FL, 34771
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
| Monthly Tax Payment | $232 | $232 | $232 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,730 | $1,708 | $2,177 |
| Total Monthly Payment | $2,037 | $2,015 | $2,484 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388