Nestled on the tranquil shores of Chattooga Lake, a private, gated, sparkling, spring-fed lake, this enchanting log cabin exudes rustic elegance and serene charm. Welcome to 555 Chattooga Lake Rd in Mountain Rest, SC. The cabin's interior, crafted from rich, honey-toned timber, seamlessly blends with its natural surroundings, providing an inviting rustic allure. Expansive decks provide breathtaking views of the lake. Step inside to discover a spacious great room with a soaring vaulted ceiling, exposed timber framing, and a working antique wood stove from Antique Stove Hospital in Rhode Island. It will truly warm your home during those cozy winter nights. The warm wood finishes and handcrafted details add a touch of artisanal beauty. Beautiful, well-maintained wood floors flow throughout the house. Rustic and artistic lighting from Avalanche Ranch Lighting adds a sophisticated glow to the home. The well-appointed kitchen features modern amenities, ideal for preparing meals while gazing out over the lake. Adjacent to the kitchen, a charming dining area opens onto the great room, where you can enjoy alfresco meals or read the paper. The cabin offers multiple bedrooms, each thoughtfully designed with comfort and tranquility in mind, providing restful retreats with privacy. The home's walk-out basement is a wonderful 1050-square-foot space with three French doors leading to another breathtaking deck. Heating and cooling are in place for easy finishing. Outside, the expansive deck extends around the home and toward the water, offering ample lounging, dining, or entertainment space. A gentle path leads to a private dock and an inviting firepit. You can launch a kayak from the dock or sit and enjoy the peaceful lapping of the water. Roast marshmallows with friends and family and star gaze from the beautiful fire pit late into the night. This Lake Chattooga retreat is a perfect mountain/lake getaway or a dream primary home. Lake Chattooga is 15 minutes from the grocery store and downtown Walhalla and 30 minutes from Seneca for shopping and dining. It is 45 minutes from Clemson University, 1 hour, 20 minutes to Greenville, and 2 hours to Atlanta. It is minutes to hike and 30 waterfalls, 20 minutes to Lake Keowee, and 30 minutes to Lake Jocassee and the Jocassee Gorges, a UNESCO World Heritage Site. Asheville, NC, is 1. 5 hrs, and visit the Highlands and Cashiers of NC in 30 min. There are numerous rivers for fly fishing within minutes of this home. Short-term rentals are allowed. This home comes partially furnished. Call your realtor for a complete list of furnishings and a personal showing. This home has never been rented. It has been used as a family retreat.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,547 | $4,520 |
Total Monthly Payment | $3,706 | $3,706 | $4,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.