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2323 ERNEST Street, Jacksonville, FL, 32204 | $369,000
Welcome to this charming two bedroom, two bath historic bungalow, perfectly situated in the highly sought-after Riverside Historic District. This beautifully preserved home is in walking distance to great restaurants, coffee houses, and eclectic shops, as well as several of the city's most beautiful parks.
Step inside to discover the warmth of original hardwood floors featuring beautiful decorative inlay, a detail rarely found in modern homes. The tall ceilings throughout the home create a spacious atmosphere, while the historic built-ins add character and functionality. In the dining
room, you'll find a gorgeous butler's pantry, perfect for showcasing your favorite glassware and serving pieces. The living room boasts custom built-in bookshelves, providing the ideal spot to display your library or treasured decor. The inviting front porch is a standout feature, offering a perfect retreat for morning coffee or unwinding with a drink in the evening. You'll also appreciate the elegant picture molding in the dining room and the classic crown molding in the living room, adding refined touches that emphasize the home's timeless appeal.
This home has been thoughtfully upgraded to enhance its beauty and functionality. Recent improvements include a brand-new roof, upgraded plumbing and HVAC systems for peace of mind, and new exterior doors that add to the home's curb appeal. The interior and exterior has been freshly painted, and a new paver driveway leads to a fully fenced yard, ensuring both security and privacy. This historic bungalow seamlessly blends the charm of the past with modern updates, offering an incredible opportunity to own a piece of Riverside's architectural history. Don't miss the chance to call this charming home your own!
Features
- Bedrooms: 2
- Baths: 2 full
- Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
- Style: Historic
- Year Built: 1924
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,306
- Lot Desc: Historic Area
- Appliances: Electric Range, Electric Water Heater, Refrigerator
- MLS#: 2058427
- Days on Market: 22 days
- Website: https://www.raveis.com
/prop/2058427/2323erneststreet_jacksonville_fl?source=qrflyer
Listing courtesy of COWFORD REALTY & DESIGN LLC
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2323 ERNEST Street, Jacksonville, FL, 32204
$369,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,989 | $1,962 | $2,489 |
| Total Monthly Payment | $2,064 | $2,037 | $2,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388