Welcome to this charming condo nestled in the Gardens of Forest Lake, right in the heart of Oldsmar. This delightful, first floor home offers two spacious bedrooms and two well-appointed bathrooms, perfect for those seeking comfort and convenience. Step inside to a bright and open living and dining area, where natural light pours in through sliding glass doors, creating a warm and inviting atmosphere. The easy-to-maintain tile and vinyl flooring throughout means no carpet, offering both style and practicality. The cozy outdoor patio is an ideal spot for relaxing, with the added bonus of an extra storage closet. The galley-style kitchen is thoughtfully designed with plenty of cabinet space and comes equipped with a range, dishwasher, and full-size refrigerator—perfect for all your culinary adventures. Down the hall, you'll find a utility closet with a full-size washer and dryer for your convenience, a guest bathroom complete with a tub, and a spacious second bedroom filled with natural light. The primary bedroom at the end of the hallway offers a serene retreat, featuring a generous walk-in closet and an ensuite bathroom with a walk-in shower. Throughout the home, ceiling fans enhance comfort and airflow. As a resident of Gardens of Forest Lake, you'll have access to an array of fantastic outdoor amenities, including a sparkling pool, tennis and basketball courts, racquetball, a playground, picnic areas with grills, and even a waterfront dock with a fishing area. Conveniently located near local shopping, dining, entertainment, grocery stores, and essential services, this condo offers the perfect blend of tranquility and accessibility. With easy access to both Tampa and Clearwater, this is a must-see opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,360 | $1,360 | $1,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $9 | $9 | $11 |
Total Monthly Payment | $84 | $84 | $86 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.