Welcome Home! This nearly-new, 2-bedroom, 2-bathroom home is ready for you to make it your own. Built in 2022, this property offers a charming country feel in the kitchen and living areas, with an open and spacious floor plan that's great for both everyday living and entertaining. The home’s elegance is further enhanced by crown molding throughout. The primary suite features a walk-in shower and an elevated sink cabinet, while the guest bathroom includes a convenient tub/shower combo. Enjoy your outdoor gatherings in a desirable setting, thanks to the fully fenced yard with a beautiful vinyl privacy fence. With a new roof and air conditioning system from 2022, you can enjoy modern comfort and peace of mind. Don't miss the chance to experience country charm with all the benefits of new construction! This home also boasts a lifetime whole house water filtration system, it comes furnished for turn-key living and a brand new detached workshop with electrical.
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Our Executive Mortgage Banker:
Our Insurance Division:
$180,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $144,000 | $144,000 | $144,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $108 | $108 | $108 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $946 | $946 | $1,205 |
Total Monthly Payment | $1,129 | $1,129 | $1,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.