Discover the perfect blend of privacy, luxury, and natural beauty at 14515 Andalusia Trail, located in the Andalusia Bay community in Flagler County. This gated, equestrian-friendly enclave features just 25 exclusive homesites, fostering a close-knit, small-town atmosphere while offering the space and tranquility of country living. This stunning 6. 66-acre lakefront property is a rare gem, nestled on the shores of Crescent Lake with a private dock and direct access to the St. Johns River—your gateway to the Atlantic Ocean. The property is already equipped with electric service, a well, and a maintained driveway, making it ready for your dream build. Andalusia Bay is known for its pristine homes and Old Florida charm, with large parcels designed to accommodate a variety of lifestyles. Whether you dream of creating a custom lakefront estate, keeping horses, or pursuing other agricultural ventures, this property offers the flexibility and zoning to bring your vision to life. Andalusia Bay combines the elegance of an upscale community with the freedom of rural living. Located just a short drive from Palm Coast and Flagler Beach, this serene escape offers both convenience and seclusion. Don’t miss the opportunity to be part of the Andalusia Bay lifestyle. Schedule your tour today and experience all the charm and potential this property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,699 | $3,653 | $4,654 |
Total Monthly Payment | $3,791 | $3,745 | $4,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.