Welcome to 191 Hiram Philbrook Rd, Located in the Davis Hill Subdivision. This well-maintained raised ranch sits on 3. 03 acres of land and has 3 Bedrooms and 2 bathrooms. As you enter the front door, you go up the stairs into the open concept Kitchen/Dining Room and Living Room with vaulted ceilings. This very well-lit kitchen has a Center Island to enjoy your lunch, or you go out onto the back deck and enjoy the quiet back yard. Off the Kitchen and down the hall you have a full bathroom and 2 bedrooms on the right and the master on the left with a 3/4 bathroom this bedroom just had new hardwood flooring installed. On the first floor you have an open concept family room with a gas fireplace, a small office area and the laundry room. Then out into the two-car garage and the utility room. The seller had an inspection done prior to listing and all Items have been repaired. Inspection report attached with listing paperwork. ( SHOWINGS WILL START AT OPEN HOUSE ON 11/30/2024 11-2 PM) SELLER RESERVES THE RIGHT TO ACCEPT AN OFFER AT ANYTIME.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $401 | $401 | $401 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,938 | $2,938 | $3,744 |
Total Monthly Payment | $3,431 | $3,431 | $4,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.