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20770 Garden DR, Estero, FL, 33928 | $319,595
Welcome to your serene escape on the Estero River, a hidden gem offering the perfect blend of modern luxury and coastal charm. Imagine winding down to the tranquil sunset and partial canal views, where every day feels like a vacation. Built in 2019, this 2-bed, 2-bath home is nestled in the sought-after 55+ Mariners Cove community. Step inside to find a bright and airy living space with volume tray ceilings and elegant crown molding. The fully updated interior showcases stunning quartz countertops, a sleek kitchen island with a breakfast bar, and stainless steel appliances. The hidden walk-in pantry ensures a clutter-free space while adding a touch of ease to your culinary adventures. Your spa-like primary suite features a private screened lanai, spacious walk-in closet, walk-in shower, deep soaking tub, and dual vanities. Enjoy worry-free living with hurricane impact windows, an elevated lot, and incredibly low HOA fees. Unlike many manufactured communities, you own the land! Mariners Cove amenities include gulf access, a screened pool, a vibrant clubhouse, shuffleboard courts, and a boat launch leading to Estero Bay and the Gulf of Mexico. Optional boat docks and lifts add the perfect touch for boating enthusiasts. Here, you’ll find convenience at every turn, from the attached storage shed/workshop to the in-home laundry room. Don't miss your chance to claim this piece of paradise!
Features
- Building Design: Manufactured
- Amenities: Clubhouse,Community Boat Ramp,Community Gulf Boat Access,Community Pool,Community Room,Fish Cleaning Station,Fishing Pier,Internet Access,Library,Shuffleboard,Streetlight
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Style: 1 Story/Ranch
- Development: MARINERS COVE
- Year Built: 2019
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 1,675
- Acreage: 0.08
- Est. Taxes: $1,537
- HOA Fee: $131 Monthly
- Lot Desc: Regular
- View: Canal,Landscaped Area,Partial Buildings
- Community Type: Boating,Mobile/Manufactured,Non-Gated
- Water Front: Yes
- Boat Access: Boat Ramp,Dock Lease,Elec Avail at dock,Water Avail at Dock
- Elem. School: THREE OAKS ELEMENTARY SCHOOL
- Middle School: THREE OAKS MIDDLE SCHOOL
- High School: ESTERO HIGH SCHOOL
- Pet Policy: Not Allowed
- MLS#: 224095814
- Website: https://www.raveis.com
/prop/224095814/20770gardendr_estero_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20770 Garden DR, Estero, FL, 33928
$319,595
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,676 | $255,676 | $255,676 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.330% | 7.171% | 6.538% |
| Monthly Tax Payment | $128 | $128 | $128 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,701 | $1,699 | $2,192 |
| Total Monthly Payment | $1,904 | $1,902 | $2,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388