Awesome pool home in the lake and golf community of Indian Lake Estates, Polk County's best kept secret! This charmer is in a great location backing up to the golf course at hole number 5 and just a few minutes drive from the community clubhouse. There is also a golf course access just two lots down from the home! When you walk into this home, you will love the large living room and amazing views! Lots of natural light pours into the living room! The master bedroom has more than ample space and will accommodate all of your furniture pieces. The full ensuite bathroom and walk-in closet rounds out this space. On the other side of the home are two bedrooms and full guest bath. The layout offers space and privacy for family and friends. The kitchen has a serving window that opens out to the Florida room and sliders that also access the Florida room that provides a wonderful space to entertain! The pool and lanai area are screened and will sure to be a favorite gathering spot on those warm Florida days! Notable features and upgrades include a new metal roof installed in 2019, house painted in 2021, pool resurfaced and new salt system in 2021, new pool heater in 2022. The Florida room was updated in 2019 with new windows, sliding doors, ceiling fan and lights. Washing machine replaced in 2023, dryer in 2019. The hot water heater and garage door replaced in 2022. New guest bath toilet installed in 2023. The refrigerator replaced in 2022. The septic cleaned and pumped in 2023. When you are not enjoying this sweet home, Lake Walk In Water is just a 10-minute drive away where you can enjoy boating and fishing and the most magnificent sunsets while sitting on the longest fresh water pier in the State of Florida! If you want to enjoy Florida living at its best, this is where you want to invest! Located about 20 miles east of Lake Wales, the community surrounds the 7, 500 acre lake locally known as Lake Walk In Water and considered to be one of the best fishing lakes in all Florida. The community has a beach, boat ramp, boat marina and pavilion. The pavilion is located at the front of the pier and is complete with propane grills and covered picnic tables. Amenities include an 18 and 9-hole golf course, basketball and tennis courts, playground, 23, 000 sq. ft. clubhouse, cafe, post office, churches, library, fitness room and pro shop. If you love nature and the peace and quiet of the country you're in luck. Wildlife is plentiful! You will see deer, raccoon, turkey, turtles, eagles, cranes and various species of birds that call Indian Lake Estates their home. Orlando and Disney is only about an hour's drive north and Tampa, Busch Gardens, and the Gulf's pristine beaches only a little over an hour west. Historic Bok Tower, a National Landmark, is in nearby Lake Wales and the Westgate River Ranch Resort and Rodeo is just six miles away. An authentic Florida dude ranch and full-service resort offering guests the opportunity to experience "Old Florida. " Enjoy camping, hiking, fishing and boating at Lake Kissimmee State Park. Come out and see how great life can be at Indian Lake Estates! Live the country life, experience the tranquility, but never be more than an hour away from it all.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,000 | $284,000 | $284,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $151 | $151 | $151 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,818 | $2,358 |
Total Monthly Payment | $2,068 | $2,044 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.