This stunning 2-story home in Lithia, Florida, offers a rare combination of privacy, space, and versatility on a sprawling 2. 12-acre property. With a total of 4 bedrooms and 4 bathrooms across 2, 654 square feet of living space, this property is perfect for families, entertaining, or generating rental income. The main residence features 3 bedrooms and 3 bathrooms, including a spacious living room with a cozy wood-burning fireplace on the first floor. Upstairs, the oversized primary bedroom serves as a tranquil retreat with brand-new carpeting, a private balcony overlooking the lush landscape, a walk-in closet, and a newly renovated en-suite bathroom. A charming 1-bedroom, 1-bathroom guest apartment adds even more flexibility, ideal for hosting extended family or as an income-producing rental. Outdoor living is truly exceptional, with a massive caged and pavered pool as the centerpiece. A covered gazebo provides a shaded space for relaxing or entertaining, while the fully fenced yard ensures privacy and security, complete with a solar-powered electric gate at the entrance. The property also includes a detached 4-car garage (31x44), perfect for car enthusiasts or hobbyists, with an air-conditioned office inside for added functionality. The durable metal roof offers peace of mind and has weathered two hurricanes this season without damage. Immaculate landscaping enhances the serene setting, while the absence of an HOA allows for complete freedom to enjoy and customize the property to your liking.
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Our Executive Mortgage Banker:
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$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,416 | $4,353 |
Total Monthly Payment | $3,818 | $3,774 | $4,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.