243 Lime Ridge Road, Poughquag, NY, 12570 | $425,000
It's Pretty in Poughquag! Well maintained & nicely updated 3 bedrooms, 1. 5 bath home, finished lower-level family room with separate office/den in sought after Southern Dutchess nestled on 3. 6 acres backed up by peaceful woodlands offering privacy & natural beauty all year round! Sparkly clean & move-in ready - Enter main level you'll find bright & light throughout, freshly painted, gleaming hardwood floors, living room with bay window, dining room, sunny, bright kitchen w/tiled floor, 3 bedrooms, beautifully updated full hallway bathroom & central air. The finished lower level offers versatility to suit your needs with large family room, 1/2 bath & a separate room with closet makes for a great home office/den & a pellet stove for added warmth on those chilly nights. Step outside thru walk-out slider & enjoy your private patio & fenced in yard where you're surrounded by nature, plenty of room for play, entertaining or simply relaxing. Love biking, hiking or just leisurely strolls? You'll find easy access to nearby Empire Rail Trail, Appalachian Trail and recreational activities to enjoy from Barton Apple Orchards, Beekman town park with chlorinated lake & sandy beach, camps, pickle ball, mini-golf & more! The schools are Arlington Schools - Beekman Elementary, Union Vale Middle with Taconic and Pawling Metro North just minutes away. This property combines the tranquility of rural life in the beautiful Hudson Valley with convenient access to nearby quaint villages, amenities and commuter routes. Don't miss the opportunity to make this wonderful home your own! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1972
- Heating: Oil, Baseboard
- Cooling: Central Air
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 1,644
- Acreage: 3.6
- Est. Taxes: $8,303
- Lot Desc: Near School, Part Wooded
- Elem. School: Beekman
- Middle School: Union Vale Middle School
- High School: Arlington High School
- School District: Arlington
- Appliances: Electric Water Heater, Dishwasher, Refrigerator
- MLS#: H6334771
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/H6334771/243limeridgeroad_poughquag_ny?source=qrflyer
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
243 Lime Ridge Road, Poughquag, NY, 12570
$425,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
| Monthly Tax Payment | $692 | $692 | $692 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,234 | $2,234 | $2,846 |
| Total Monthly Payment | $3,001 | $3,001 | $3,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535