Welcome to your new coastal cottage in charming Crystal Beach! This home is nestled on a quaint shell street in the heart of Crystal Beach. The street is lined with canopy oaks and the premium location is a quick stroll to nightly sunsets! This beautifully updated home with 2 bedrooms and 2 full baths, plus an office/flex space that could be a third bedroom, features a redesigned kitchen with all new designer, wood cabinetry, GE Cafe Series Appliance Package, including a double gas range, a large pantry area and enough room for an eat-in space. The great room is a coastal dream… windows galore, a sitting area and separate gathering area all centered by a cozy wood burning fireplace and custom cabinetry, built-in surround. The primary bedroom boasts a walk-in closet with a fabulous custom closet system and an ensuite bath with walk-in shower and designer tilework. The secondary bedrooms share a bath with tub/shower combo. There is a convenient, inside laundry room with extra storage. The magnificent wood flooring is a showstopper throughout the entire home! Other remarkable features include a tankless gas water heater, double paned windows, updated HVAC/ducts/vents, electrical panel/wiring and plumbing re-piped. Living and entertaining space is extended outdoors with two enchanting, covered porches and an additional screened patio at the back of the home. The charm continues with a quaint white picket fenced yard showcasing lovely, mature landscaping! The home features an oversized 2-car garage with hurricane rated garage doors. Plenty of room for your golf cart. The renowned golf cart friendly community of Crystal Beach has it all… close to the Pinellas Trail, shopping, restaurants, picturesque old downtown Palm Harbor, famous Innisbrook Resort and Golf Club, and of course the celebrated white sands of the Gulf Beaches. Zoned for some of Pinellas County’s most sought-after schools including Palm Harbor University High School. Live your Florida dream… the salt life is calling! This coastal cottage is an absolute must see!
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Our Executive Mortgage Banker:
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$559,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,920 | $447,920 | $447,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $464 | $464 | $464 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,943 | $2,943 | $3,750 |
Total Monthly Payment | $3,499 | $3,499 | $4,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.