Absolutely Stunning and Pristine, Approx. 2500 sq ft, 4 BR and 2 Full Bath, Lanai Hi Ranch in the Desirable Ocean Lea Area. Just Unpack and move into your Dream Home! Modern and Open Concept Design throughout. Main level features: 3Brs and 1 Full Bath with Radiant heat, Gleaming HW Floors, LED Lighting throughout, Open Concept Granite EIK with Custom White Cabinets, large Center Island with cabinets & Wine Cooler, Farmhouse Stainless Steel Sink, Gas cooking, SS Thermador, Miele and Sub Zero Appliances. LR w/vaulted ceiling, DR, Kitchen with Glass Door to Private Side Trex Deck w/LED lighting. . . Perfect for Morning Coffee! Downstairs level features: Amazing Den/Theatre room with custom designed Bar, Home Office, 4th BR, Laundry Room w/Granite Countertop and white cabinets and Storage Closet, Sink and Electrolux Washer/Dryer, Brand New Full Bathroom with Radiant Heat, and Large and Bright Lanai Room/Home Gym with sliders to Backyard! California closets throughout, CAC, Hunter Douglas Window treatments, updated electric, HW heater, Security system and Monitor, and more! Fully Pavered multi car driveway with totally insulated attached garage with epoxy flooring. Pavered backyard for easy maintenance, Custom Pergola with Ceiling Fan, Outdoor Island w/ Granite Countertop, Built in BBQ and TV. . . Entertainer's Delight! You Won't want to miss this one! Not in flood zone! Close to School 8 Oside Elem, LIRR, stores, shops, etc. . . ,
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.700% | 6.222% | 5.785% |
Monthly Tax Payment | $1,223 | $1,223 | $1,223 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,027 | $4,370 | $5,924 |
Total Monthly Payment | $5,342 | $5,685 | $7,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.