This beautifully renovated 4-bedroom, 2-bath home, updated in 2024, is centrally located in the vibrant community of Livingston Manor, NY. The house features a new, modern kitchen, new appliances, and recent upgrades include a new electrical service with a 200-amp panel, new plumbing throughout, a new boiler and hot water heater, as well as new ceilings and floors. All furniture is included in the sale, making it a true turnkey property. The spacious and flexible layout includes a two-bay garage for ample storage and vehicle space, a grassy fenced-in backyard, and a cozy rocking chair porch perfect for relaxing. The house also offers flexible living spaces, with the option to keep the downstairs bedroom or convert it into a separate dining room. Additionally, there is an attic space accessible from the front bedroom that can be transformed into an extra den or play area. The house is permitted for short-term rentals which, if inclined, would be a fantastic way to offset cost. Or just enjoy your own home in Livingston Manor, close to the great shops, restaurants, and art just minutes away. Catskill Brewery, one of the best in the region, is a 30 second walk away! Feeling more wine-y? Sunshine Colony has a great selection, a 10 minute walk away. One of the best bakeries in the area, The Neon Croissant, is tantalizingly easy to walk to. Catskill Art Space brings world class artists into their beautiful galleries. For a small town, Manor (as it’s known locally) has so many wonderful options. For clearing your head out in the Nature, just go the opposite direction for some great hiking in lower Catskill Park. Roscoe, one of the great fly fishing areas in the country, is just a few miles away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $281 | $281 | $281 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,181 | $2,181 | $2,779 |
Total Monthly Payment | $2,537 | $2,537 | $3,135 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.