This beautifully maintained 3 bedroom, 2 bathroom home located in the Orchid Springs Community is ideal for seasonal getaways or year-round living. As you step inside, you’re welcomed by a spacious formal living room featuring a cozy fireplace and an enchanting atrium, perfect for showcasing your favorite plants or creating a calming retreat. The bright family room is bathed in natural light from its large windows, offering tranquil views of the private backyard with no rear neighbors. The thoughtful split-bedroom floor plan ensures privacy, with the guest bedroom and bathroom situated separately from the main living areas. The kitchen is both functional and inviting, boasting a breakfast bar, ample cabinet space, and a pantry which is perfect for daily use and entertaining. Recent updates, including a durable 2020 tile roof, add lasting value and energy efficiency. As a resident of Orchid Springs, you’ll enjoy access to the community clubhouse and pool ideal for relaxing or socializing with neighbors and don't forget about the lawn maintenance. Conveniently located off Overlook Drive, this home is just minutes from churches, shopping, dining, and major thoroughfares like Highway 27 and Cypress Gardens Boulevard. Winter Haven’s central location between Tampa and Orlando opens the door to endless travel and recreational opportunities. This home is ready for you to make it your own. Don’t miss your chance to enjoy the carefree lifestyle you’ve been dreaming of. Call today to schedule your private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,314 | $1,314 | $1,674 |
Total Monthly Payment | $1,478 | $1,478 | $1,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.