In the heart of the charming neighborhood of Short Beach, this residence is just a block away from ocean, park, hiking, restaurant. This little gem is loaded with charm & character from the quaint covered front porch to the third floor seasonal ocean view deck, you will love to call this " Home" . Open first floor plan with eat in kitchen, living room & full bathroom. Second floor has three bedrooms & an additional full bathroom. Spiral stairs take you to the versatile third floor loft complete with its own half bathroom. This space is perfect for office, workout room, library, art studio or so much more. Off & on street parking and back yard gardens & patio will welcome your green thumb this spring. So much history in Short Beach in fact the Civic Association of Short Beach dates back to the 1895 establishment of the Short Beach Improvement Association. Of the hundreds of special districts in the state, the CASB and Clinton's Grove Beach Association are the two oldest improvement societies, both dating back to 1895.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Bedroom 2 | Upper | |
Eat-In Kitchen | Eating Space,Tile Floor | Main |
Full Bath | Remodeled | Main |
Full Bath | Remodeled | Upper |
Living Room | Hardwood Floor | Main |
Loft | Half Bath,Sliders,Hardwood Floor,On 3rd Floor | Other |
Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $417 | $417 | $417 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,364 | $2,364 | $3,013 |
Total Monthly Payment | $2,856 | $2,856 | $3,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.